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fixed home loan rates rising before future interest rate drop in Australia

FIXED RATES / MORTGAGE TIPS

Unravelling the Mystery: Why Fixed Rates Rise Before a Future Drop

Many borrowers ask the same question: if interest rates may fall in the future, why do some lenders still increase fixed home loan rates?It can feel confusing. One month, fixed ...

difference between mortgage and home loan explained for property buyers

MORTGAGE GUIDE / HOME LOAN BASICS

What’s the Difference Between a Mortgage and a Home Loan?

When buying a property, many people use the words home loan and mortgage as if they mean exactly the same thing. In everyday conversation, that is common. However, there is a sm...

home loan process explained for property buyers in Australia

MORTGAGE GUIDE / FIRST HOME BUYER

How Does a Home Loan Work?

Buying a property is one of the biggest financial decisions many people make. In most cases, buyers do not have the full purchase price available upfront, so they apply for a ho...

home loan key features including offset account redraw and flexible repayments

HOME LOAN FEATURES / MORTGAGE GUIDE

Home Loan Key Features: Your Guide to Finding the Right Fit

Finding the right home loan is not only about choosing the lowest interest rate. Every borrower has different goals, income, expenses and financial priorities. That means the “b...

different types of home loans in Australia explained

CATEGORY HOME LOANS

Understanding the Different Types of Home Loans

Choosing the right home loan is an important decision, whether you are buying your first home, upgrading to a larger property, refinancing or purchasing an investment property.E...

homeowner reviewing mortgage refinancing and serviceability buffer options

HOME LOANS

Breaking Out of Mortgage Prison: Can Easing Serviceability Buffers Help?

Many Australian borrowers want to refinance their home loan but are being told they no longer meet lender requirements. This situation is often called mortgage prison.Mortgage p...